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Forms of Health Insurance

What are the forms of Health Insurance available?
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The commonest form of health insurance policies in India cover the expenses incurred on Hospitalization, though a variety of products are now available which offer a range of health covers, depending on the need and choice of the insured.

The health insurer usually provides either direct payment to hospital (cashless facility) or reimburses the e xpenses associated with illnesses and injuries or disburses a fix ed benefit on occurrence of an illness. The type and amount of health care costs that will be covered by the health plan are specified in advance.
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